The U.S. federal government provides cash payments and other benefits to people through a variety of programs. Several of these are managed through the Social Security Administration (SSA). Many of these benefits are paid for by workers through payroll taxes.

Here’s what you need to know about Social Security government benefits.

Who qualifies for public benefits under Social Security?

For most Social Security benefits, you qualify to receive benefits if you have paid into it through social security taxes for at least 40 quarters (10 years, but does not need to be consecutive). An exception is supplemental security income (SSI), which is not based on work history, and is a needs-based program for people who are low-income and elderly, blind, or disabled.

What are the different types of benefits through Social Security?

Social Security benefits include:

1. Retirement benefits
2. Disability benefits (SSDI)
3. Survivor’s benefits
4. Dependents’ benefits
5. Supplemental income (SSI)

When can I get Social Security retirement payments?

Starting at age 62, but the specific age depends on what year you were born and when you started work.

What is SSDI?

SSDI is Social Security Disability Insurance, which is cash payments to people who are disabled and unable to work.

Who is eligible for SSDI?

You must be disabled and unable to work. You must prove this by providing medical evidence.

Who can get Survivor’s benefits?

Surviving spouse of deceased worker, or surviving disabled child of deceased worker.

Who can get Dependents’ benefits?

Dependent spouse, ex-spouse, or disabled child of the insured worker.

How much do I get?

The amount is based on your earnings over time. You need at least 10 years of work (40 quarters or “credits”).

What is SSI?

SSI stands for Supplemental Security Income. It is a “means-tested” (needs-based) program, which means your income must be less than the aid. Maximum SSI payment is about $1,100 for an individual, or about $2,000 for a couple. You must show your current income is less than this in order to receive it. Must also have less than $2,000 in assets for an individual, or $3,000 for a couple. Exempts home, personal belongings, and one car.

What is a Social Security overpayment?

A Social Security overpayment means the total amount you received from the Social Security Administration (SSA) for any time period exceeded the amount you should have been paid for that period. You will need to pay this back as soon as possible.

Related Pages

Guide to Laws for People with a Disability

What are Payroll Taxes?